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We may be small, but we offer many of the same services as the "big banks" except with two major differences: fewer fees and better service! Learn More »
...our goal has been to provide a safe, sound financial institution, helping members and their families to improve the quality of their lives with cost-saving financial services.
A credit union is a member-owned, not-for-profit cooperative financial institution formed to permit those in the field of membership specified in its charter to pool their savings, lend funds to one another, and own the organization where they save, borrow, and obtain related financial services. Members are united by a common bond and democratically operate the credit union under state and/or federal regulation.
The unique principle of "people helping people" is the foundation of the credit union movement, along with those of being not-for-profit, democratically controlled and run by member-owners. Each member has an equal say in how the credit union is run, and because there are no stockholders, earnings are returned to members in the form of higher savings rates and lower loan rates.
At Georgia Power Northwest Federal Credit Union, you'll find a variety of savings and lending services, but you'll also find additional benefits that other financial institutions just don't offer - like the peace of mind that comes from knowing you are our top priority. When you join the credit union, you become a member, which essentially means that you are an owner of the credit union.
Our primary mission is to provide convenient savings and low-cost loans to our members - not to make profits for ourselves. Like other credit unions, Georgia Power Northwest Federal Credit Union is a non-profit organization. Earnings over and above the required reserves are returned to members through higher dividend rates on savings and investments plus lower fees and lower interest rates on loans.
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.
This site provides information about and access to financial services offered by Georgia Power Northwest Federal Credit Union. Georgia Power Northwest Federal Credit Union does not provide, endorse, nor guarantee and is not liable for third party products, services, educational tools, or other information available through this site. For more information, read additional important disclosures.
© 2017 Georgia Power Northwest Federal Credit Union