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We may be small, but we offer many of the same services as the "big banks" except with two major differences: fewer fees and better service! Learn More »

Rates & Fees

The Credit Union Difference

In general, credit unions offer higher savings rates and lower loan rates than banks.   This means your savings will grow faster and you will owe less over the life of your loan.  Credit unions also tend to charge fewer and lower fees, require lower minimum deposit balances, and offer better interest rates on credit cards.

Check out of rates and fees by making a selection to the right of the screen.

For more information on the difference between credit unions and banks, visit



NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency.  Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.

This site provides information about and access to financial services offered by Georgia Power Northwest Federal Credit Union. Georgia Power Northwest Federal Credit Union does not provide, endorse, nor guarantee and is not liable for third party products, services, educational tools, or other information available through this site. For more information, read additional important disclosures.

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