Services

We may be small, but we offer many of the same services as the "big banks" with two major exceptions: fewer fees and better service! Learn More »

Checking (Share Draft)

Save Money AND Earn Dividends

Our share draft account offers the following features:

• No minimum balance requirements.  Earn dividends on every dollar.

• No monthly service charge if you utilize direct deposit.  Otherwise, pay a low flat fee of $3.00 per month, with no per-check charge.

• Receive overdraft protection by using your savings.

• Pre-authorized automatic drafts at no charge.

• VISA® Debit Card.  Accepted anywhere you see the VISA® logo.  Its fast, easy, and convenient to access your checking and save money on checks.  Also, access your savings or checking round-the-clock through ATM transactions.  It can also be used for mail order, internet purchases, hotel and airline reservations and more.  All with no fees.

• Access to over 24,000 surcharge-free ATM's nationwide.

Student Checking

Our student checking account is perfect for teens and young adults just learning how to manage their finances.  Individuals between the age of 16 and 17 can open a student checking account with a parent or guardian.  Individuals 18 to 25 can open the account with or without a joint owner.

• No minimum balance requirements.

• First order of checks are free.

• No monthly service charge.

• Receive overdraft protection by using your savings.

• Pre-authorized automatic drafts at no charge.

• VISA® Debit Card.  Accepted anywhere you see the VISA® logo.  Its fast, easy, and convenient to access your checking and save money on checks.  Also, access your savings or checking round-the-clock through ATM transactions.  It can also be used for mail order, internet purchases, hotel and airline reservations and more.  All with no fees.

• Access to over 24,000 surcharge-free ATM's nationwide.

Senior Checking

Our senior checking account has all the same great benefits as our regular share draft account, plus free checks (limit of 2 orders per year).

• No minimum balance requirements.  Earn dividends on every dollar.

• Free checks (specific styles are required - limit of 2 orders per year).

• No monthly service charge.

• Receive overdraft protection by using your savings.

• Pre-authorized automatic drafts at no charge.

• VISA® Debit Card.  Accepted anywhere you see the VISA® logo.  Its fast, easy, and convenient to access your checking and save money on checks.  Also, access your savings or checking round-the-clock through ATM transactions.  It can also be used for mail order, internet purchases, hotel and airline reservations and more.  All with no fees.

• Access to over 24,000 surcharge-free ATM's nationwide.

Go Back

NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency.  Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.

This site provides information about and access to financial services offered by Georgia Power Northwest Federal Credit Union. Georgia Power Northwest Federal Credit Union does not provide, endorse, nor guarantee and is not liable for third party products, services, educational tools, or other information available through this site. For more information, read additional important disclosures.

 © 2017 Georgia Power Northwest Federal Credit Union